Canalside Marina Residences
by Sobha Realty
- Apartment
- Bedrooms
- 1–3
- Size (sq ft)
- 510–2,174
- Handover
- Q4 2029
Starting from
AED 1,360,000
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Featured Projects in UAE
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Anantara Residences Ras Al Khaimah
by RAK Properties
- Apartment
- Villa
- Duplex
- Bedrooms
- Studio–5
- Size (sq ft)
- 5,460–6,185
- Handover
- Q2 2028
Starting from
AED 2,200,000
Cala Del Mar
by Ellington Properties
- Apartment
- Bedrooms
- Studio–4
- Size (sq ft)
- 398–1,844
- Handover
- Q2 2027
Starting from
AED 2,295,000
The Bristol Emaar Beachfront
by Emaar Properties
- Apartment
- Penthouse
- Bedrooms
- 1–5
- Size (sq ft)
- 825–6,062
- Handover
- Q3 2029
Starting from
AED 3,660,000
Palace Villas Ostra
by Emaar Properties
- Villa
- Bedrooms
- 4–6
- Size (sq ft)
- 7,268–12,958
- Handover
- Q3 2029
Starting from
AED 13,130,000
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Financing a home in the UAE: understanding loan-to-value limits
How much a UAE bank can lend depends on rules set by the Central Bank and on your own profile. What loan-to-value means, what affects it, and how to prepare.
How Dubai protects off-plan buyers: escrow accounts and Oqood registration
Off-plan payments in Dubai go into a project escrow account, and your purchase is recorded in the interim real estate register. Here is what that means and what to check.
Buying a resale home in Dubai: the transfer process step by step
From agreeing the price to receiving your electronic title deed: what happens at each stage of a Dubai resale purchase, and which costs to budget for.
UAE Mortgage Calculator
Estimate your monthly payment, the down payment you need and the costs of buying, with the UAE Central Bank limits built in.
Estimated monthly payment
AED 8,893
per month · 25 years · 4.5% a year
Principal 60%Interest 40%
- Loan amount
- AED 1,600,000
- Loan-to-value
- 80% / 80%
- Total interest
- AED 1,067,996
- Total repaid
- AED 2,667,996
- Payment at +2 points
- AED 10,803 / month
- Cash needed at purchase
- AED 507,470
- Down payment
- AED 400,000
- Dubai Land Department transfer fee (4%)
- AED 80,000
- Registration trustee fee (incl. VAT)
- AED 4,200
- Title deed and DLD admin fees
- AED 270
- Mortgage registration (0.25% of the loan)
- AED 4,000
- Bank processing fee
- AED 16,000
- Property valuation fee
- AED 3,000
- Cash needed at purchase
- AED 507,470
The Dubai Land Department lists the 4% fee as 2% for the buyer and 2% for the seller; in practice buyers often pay all of it. Check your sale agreement.
Bank fees are examples: each bank sets its own. Change them to match your offer.
This calculator gives estimates for information only. It is not financial advice, a loan offer or a guarantee of approval. Interest rates, fees and the amount you can borrow are set by each bank after assessing your application, and government fees can change. Please confirm all figures with your bank and the Dubai Land Department before you commit.
Limits from the UAE Central Bank mortgage regulations; Dubai fees from the Dubai Land Department. Last reviewed 5 November 2026.
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